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The Texas law threatening to break the affordable housing equation Oct. 22nd 2025
A quiet change in Texas law this past spring could ignite a crisis in affordable housing – and send a chilling signal to investors nationwide.
House Bill 21 (HB 21), passed in May, drastically rewrites the rules for how affordable housing partnerships in Texas qualify for property tax abatements. For years, those abatements have been one of the few effective tools local governments had to make below-market housing financially feasible amid Texas’ severe housing shortage.
What the latest mortgage data tells us about home sales in 2026 Oct. 20th 2025
As U.S. mortgage rates rise above pre-pandemic levels, the housing market faces shifts in homeowner behavior and sales dynamics.
Former economic leaders Cohn and Summers warn on U.S. fiscal path Oct. 20th 2025
Top economists Gary Cohn and Lawrence Summers discuss U.S. fiscal challenges, warning about inflation and federal debt sustainability.
Down payments have leveled off as the housing market cools Oct. 20th 2025
The typical down payment was $30,400 — about $500 more than the previous quarter and roughly flat from a year earlier.
MBA’s Bob Broeksmit celebrates legislative victories in 2025 Oct. 20th 2025
Broeksmit shared with the audience that the MBA helped shape roughly 10% of all laws passed by Congress this year.
If there’s a national housing emergency, let’s be honest about what It really means Oct. 20th 2025
The Trump administration has hinted at declaring a national housing emergency. Treasury Secretary Scott Bessent floated the idea, and President Trump confirmed it is under consideration.
MBA forecasts $2.2T mortgage origination in 2026 Oct. 19th 2025
Purchase originations are forecast to increase 7.7% to $1.46T next year and refinance originations are expected to increase 9.2% to $737B.
Housing demand now reflects a positive trend Oct. 18th 2025
The housing market has stabilized as mortgage rates have stayed below 6.64%, impacting housing demand and inventory.
The $79 trillion shift: How lost wages are fueling the housing crisis Oct. 17th 2025
Findings suggest affordability isn’t just about the cost of homes — it’s about worker wages and who controls the flow of housing capital.
How can mortgage rates get to 5.75% by the end of the year? Oct. 17th 2025
Mortgage rates are nearing 2025 forecast lows due to economic shifts, Fed policy, and bond market trends, with potential for further decline.